1. Assess your credit
Having a strong credit score can lead to big savings on your home insurance premiums. Be sure to assess your credit and take steps to improve your score. At the very least, make sure everything on your credit statement is correct.
2. Shop around
Standard home insurance policies typically offer protection from a variety of potential risks, ranging from liability to damage from weather-related perils. If you live in areas that are more prone to natural disasters, you may want to adjust or add coverage depending on your needs. No matter what, it’s important to know what you need, what will be covered and what wont. Most insurance companies will offer similar packages but the algorithms they use to provide you with a quote can be different. Because of this, you could save hundreds by simply shopping around and getting at least three different quotes.