For many, the benefits of being self-employed are obvious. You get to make your own schedule and there’s no reporting to a boss. You are the boss. And, possibly the best part, there’s no salary cap. You can make as much as you want depending on your ambition. In fact, self-employed borrowers report that they make 81% more than other potential borrowers and that their incomes are one the rise! Zillow just recently reported that income for self-employed borrowers is up 28% since mid-2012, while other borrowers’ incomes are down an average of 17%! So why then, do those who are self-employed find it so hard to secure a mortgage?